There are many different types of long term care facilities. As we recover from a surgery or illness or age, there are situations in which we will need one of these facilities. Depending on the needs of the patient or resident, there will be various needs different facilities may provide to help care for you or your loved one.
Definition of Long Term Care
The term "long term care" means helping individuals at any age with their daily activities and medical needs over a sustained period. Long term care can be given in a community, home, or a specialized facility. Here, we will discuss the older generation who require long term care for different reasons.
Long Term Care Examples
Let's talk about a mother who is no longer able to safely stay in her home alone. Her children are busy with jobs and their own family life and periodically check in on her. Her family noticed she was unable to continue cooking for herself, and some days didn't want to get out of bed. Daily living activities became nonexistent, including taking her prescribed medications. At this point, it may be time to locate her to a long term care facility for both her health and safety.
Across town, an elderly gentleman resides at home alone. One morning while carrying a laundry basket down to his basement, he slipped and fell down the stairs and couldn't pick himself up. Luckily, a neighbor heard his cries, and he was transported to the local hospital where he was diagnosed with a broken hip. To mend after his hospital stay, it would take many months of care and physical therapy. Instead, he was moved to a skilled nursing home, which was able to provide all the attention he needed until he was able to safely return home. Furthermore, to aid his recovery, this facility was also considered a rehabilitative nursing home. In fact, there are many high-quality rehabilitation nursing homes located throughout the United States.
In-Home Care Nursing
Sometimes, seniors need the care of in-home care nursing. In an adjoining county, a patient is discharged after surgery, and she needs her dressings changed. Follow-up appointments after an acute hospital stay are often performed by in-home nurses or visiting nurses, as they are commonly referred to. The length of her long term care depends on her needs, which will vary with each individual patient.
Long Term Acute Care Facilities
Long term acute care facilities can consist of hospitals, in-home care, skilled nursing homes, and inpatient rehab centers. The type of care and the length that the attention will be provided will depend on varying factors, including the needs of the patient and the insurance coverage.
Assisted living communities are free-standing residences that are for seniors and those with handicaps. Assisted living communities are located all over the United States and vary as to what they have to offer. Some offer more amenities than others, and the services provided vary depending on the needs and the facility itself. Many assisted living facilities also allow pets for seniors if your loved one has a small dog or cat.
The price of assisted living will vary depending on different factors, including location, type of residence, and the needs of each resident. When comparing a skilled nursing facility vs. assisted living, it is essential to note that assisted living does not cater to the medical needs of the resident as a skilled nursing facility.
Long Term Care Insurance for Seniors
Long term care insurance for the elderly and seniors is insurance that is put into place to cover any long term medical care. These types of stays include extended stays in hospitals, respite centers, and nursing homes. Long term care insurance will help to pay the costs of medical care that is not covered under Medicaid or Medicare. This is called supplemental insurance.
Many folks ask if long term care insurance for seniors is considered a good investment. While we never know the exact time that long term care will be needed, it's never too late to start looking into supplemental insurance to help with the additional future costs which may arise. When it comes time for an elderly loved one to move to a long-term care facility, the exact length of time is never known in advance.